Texas CHIP Plan

What is CHIP?

CHIP is a health insurance plan for children under the age of 19. It is for families who earn too much money to qualify for Texas Medicaid programs and cannot afford to buy private insurance.

How does CHIP work?

Members choose an HMO and a Primary Care Provider to give them all of their primary care services. This includes coordinating referrals for all medically-necessary specialty services.

What services does CHIP cover?

CHIP Members get medical care that includes:

  • Hospital care
  • Surgery
  • X-rays
  • Physical/speech/occupational therapies
  • Prescription drugs
  • Emergency services
  • Transplants
  • Regular health checkups and immunizations

CHIP Perinatal Plan

Are you pregnant? Do you need coverage for your unborn baby? Learn more about the CHIP Perinatal plan.

Chip logo

Service Area Map

Map of Community Health Choice service area.


Value-Added Services are effective September 1, 2019 to August 31, 2020. Limitations may apply. If you have any questions, call Member Services toll-free at 1.888.760.2600.

24-Hour Advice Hotline
Nurse Help Line for all Members 24 hours per day to help Members decide where to go to get the care needed. The nurses also provide health education, nurse-initiated follow-up, and network referrals.
Extra Vision Services
Members receive a $100 allowance each year towards the choice of: (1) upgrades for frames, lenses, and lens options or (2) contact lenses. The benefit period is measured from the date of service. When contact lenses are chosen, the allowance is applied to the participating provider’s retail cost for the contact lenses and professional services specific to contact lens wear, e.g., fitting, assessment and follow-up. Members who elect to upgrade their eye-wear purchase with a retail value greater than the $100 allowance are financially responsible for paying the participating provider’s usual and customary (retail) cost of the difference between the cost of the eye-wear selected and the $100 allowance.
Transportation Services
Extra help with getting a ride to a doctor’s visit when state services are not available.
Sports and School Physicals
One each year for Members age 4 through 19.
Disease Management
Educational materials for Members who are enrolled in our Asthma and Diabetes Care Management Programs.
Help for Members with Asthma
Asthma educational materials and one allergy-free pillowcase each year to Members enrolled in our Asthma Care Management Program. Member gets one pillowcase per year based on when Member received one before.
Health and Wellness Services
Up to $100 allowance towards an annual Baker Ripley membership in the Harris Service Area.
Healthy Play and Exercise Programs
$30 gift card each year for school-aged Member up to grade 12 who are in a school-sponsored extracurricular sports.
Healthy Play and Exercise Programs
$40 gift card each year for Members up to grade 12 who participate in a youth sports league (apart from extra-curricular, school sponsored activities).