Shop Our 2021 Plans

African American family

Shop Our 2021 Plans

Bronze, Silver or Gold? How do you decide?

Once you understand the differences, it’s easier to find the best plan that fits you and your family. We want you to get all the coverage you need without paying for benefits you don’t.

Community offers On-Exchange & Off-Exchange plans:

  • On-Exchange plans are offered through the Marketplace and are eligible for government subsidies and cost-sharing reductions.
  • Off-Exchange plans are offered privately by the insurance company and are not eligible for government subsidies.

All Community plans come with:

 

Free preventative care

 

24/7/365 Nurse Advice Line

 

Huge doctor & hospital network

 

No referrals for specialists

Questions?

Our hours of operation are 8 a.m. – 5 p.m.

Call Us:
Local: 713.295.6704 Toll-Free 1.855.315.5386

Which On-Exchange plan do you relate to?

  • Bronze Plans
  • Silver Plans
  • Gold Plans

Community Bronze Plans

  • Bronze plans have the lowest premiums.
  • Bronze plans have higher out-of-pocket costs.
  • On average, the insurance company pays 60%. You pay 40%.
  • “The basic plan to have – just in case”
Young African American man with glasses and a beard

Healthy

  • Robert doesn’t have any chronic conditions and doesn’t expect to need a lot of care. Free preventive care like annual physicals and telehealth visits for the occasional cough or sneeze cover most of Robert’s needs. He only wants basic coverage and protection if he experiences a serious illnesses or injury.

  • One of our Bronze plans might be the perfect choice for Robert. We have four to choose from, including an HSA plan and our new virtual primary care plan. Robert’s premiums will be low, but he will pay for most routine care himself.

Young African American man with glasses and a beard

Healthy

  • Robert doesn’t have any chronic conditions and doesn’t expect to need a lot of care. Free preventive care like annual physicals and telehealth visits for the occasional cough or sneeze cover most of Robert’s needs. He only wants basic coverage and protection if he experiences a serious illnesses or injury.

  • One of our Bronze plans might be the perfect choice for Robert. We have four to choose from, including an HSA plan and our new virtual primary care plan. Robert’s premiums will be low, but he will pay for most routine care himself.

him-persona-anna

Busy, Always on the Go

  • As a working mom with kids in school, sports, and other activities, convenience is important to Anna. Being able to see a doctor and primary care and mental health providers online, day or night, with zero co-pay*, is exactly what Anna and her family need.

  • Our new Virtual Now Bronze plan sounds like a great fit for Anna. It offers unlimited online visits for zero co-pay via phone, computer, or mobile app. Anna can speak with a pediatrician, quickly renew prescriptions, and even see a specialist any time of day or night, either at home or on the go.

*Services provided by Doctor on Demand are provided at no charge.

him-persona-anna

Busy, Always on the Go

  • As a working mom with kids in school, sports, and other activities, convenience is important to Anna. Being able to see a doctor and primary care and mental health providers online, day or night, with zero co-pay*, is exactly what Anna and her family need.

  • Our new Virtual Now Bronze plan sounds like a great fit for Anna. It offers unlimited online visits for zero co-pay via phone, computer, or mobile app. Anna can speak with a pediatrician, quickly renew prescriptions, and even see a specialist any time of day or night, either at home or on the go.

Community Silver Plans

  • Silver plans have mid-range premiums.
  • Silver plans have mid-range out-of-pocket costs.
  • On average, the insurance company pays 70%. You pay 30%.
  • “The comprehensive plan balanced with affordability.”
African American woman with short hair wearing a blue shirt

Chronic Health Condition

  • Delia has diabetes. It is currently under control, but she needs to see doctors and specialists several times a year to keep it that way. Delia is willing to pay a little more in premiums for lower deductible.

  • Our Advance Preferred Silver looks like a good option. As with most of our Silver plans, there’s no deductible for primary care, specialists, urgent care, and generic drugs.

African American woman with short hair wearing a blue shirt

Chronic Health Condition

  • Delia has diabetes. It is currently under control, but she needs to see doctors and specialists several times a year to keep it that way. Delia is willing to pay a little more in premiums for lower deductible.

  • Our Advance Preferred Silver looks like a good option. As with most of our Silver plans, there’s no deductible for primary care, specialists, urgent care, and generic drugs.

Family of four laughing on the couch

Family of Four

  • The Brewer family has active kids and an adventurous spouse. They can probably expect to see the doctor several times a year. They are willing to pay a little more in premiums for lower out of pocket costs.

  • Our new Standard Preferred Silver plan might fit the bill if the Brewer’s don’t expect to have major medical expenses. Plus, there is no deductible for services such as primary care, urgent care, and generic drugs.

Family of four laughing on the couch

Family of Four

  • The Brewer family has active kids and an adventurous spouse. They can probably expect to see the doctor several times a year. They are willing to pay a little more in premiums for lower out of pocket costs.

  • Our new Standard Preferred Silver plan might fit the bill if the Brewer’s don’t expect to have major medical expenses. Plus, there is no deductible for services such as primary care, urgent care, and generic drugs.

Smiling couple at the park

Extra Savings

  • Beth and Martin’s income qualifies them for extra savings known as “cost-sharing reductions.” This will help them save money a second way: by paying less out of pocket each time they get medical services. These extra cost-sharing reductions are only available with Silver plans.

  • Beth and Martin might want to consider our new Advance Silver 13 or Standard Silver 12 plan, an affordable, high-quality option for Members who qualify for extra savings.

Smiling couple at the park

Extra Savings

  • Beth and Martin’s income qualifies them for extra savings known as “cost-sharing reductions.” This will help them save money a second way: by paying less out of pocket each time they get medical services. These extra cost-sharing reductions are only available with Silver plans.

  • Beth and Martin might want to consider our new Advance Silver 13 or Standard Silver 12 plan, an affordable, high-quality option for Members who qualify for extra savings.

Community Gold Plans

  • Gold plans have the highest premiums.
  • Gold plans have lower out-of-pocket costs.
  • On average, the insurance company pays 80%. You pay 20%.
  • “Get this plan if your doctor knows you better than your spouse.”
Couple in their 50s

Multiple Health Issues

  • Sheila’s COPD and Tomás’ heart disease require a lot of care and prescriptions each year. For them, it’s well worth paying higher premiums to keep their out-of-pocket costs down.

  • With our Enhanced Gold plan, our most comprehensive option, they would pay a modest co-pay for office visits to primary care, specialists, urgent care, and for generic drugs.

Couple in their 50s

Multiple Health Issues

  • Sheila’s COPD and Tomás’ heart disease require a lot of care and prescriptions each year. For them, it’s well worth paying higher premiums to keep their out-of-pocket costs down.

  • With our Enhanced Gold plan, our most comprehensive option, they would pay a modest co-pay for office visits to primary care, specialists, urgent care, and for generic drugs.

African American woman with long hair

Small Business Employer

  • Monique runs a small business. She wants to offer and take advantage of an affordable plan that can work with a health savings account.

  • With its extremely low deductible and copays like $20 for primary care, and $5 generic drugs, our new Elite HSA Gold plan is a great option.

African American woman with long hair

Small Business Employer

  • Monique runs a small business. She wants to offer and take advantage of an affordable plan that can work with a health savings account.

  • With its extremely low deductible and copays like $20 for primary care, and $5 generic drugs, our new Elite HSA Gold plan is a great option.

Which On-Exchange plan do you relate to?

Community Bronze Plans

  • Bronze plans have the lowest premiums.
  • Bronze plans have higher out-of-pocket costs.
  • On average, the insurance company pays 60%. You pay 40%.
  • “The basic plan to have – just in case”
Young African American man with glasses and a beard

Healthy

  • Robert doesn’t have any chronic conditions and doesn’t expect to need a lot of care. Free preventive care like annual physicals and telehealth visits for the occasional cough or sneeze cover most of Robert’s needs. He only wants basic coverage and protection if he experiences a serious illnesses or injury.

  • One of our Bronze plans might be the perfect choice for Robert. We have four to choose from, including an HSA plan and our new virtual primary care plan. Robert’s premiums will be low, but he will pay for most routine care himself.

Young African American man with glasses and a beard

Healthy

  • Robert doesn’t have any chronic conditions and doesn’t expect to need a lot of care. Free preventive care like annual physicals and telehealth visits for the occasional cough or sneeze cover most of Robert’s needs. He only wants basic coverage and protection if he experiences a serious illnesses or injury.

  • One of our Bronze plans might be the perfect choice for Robert. We have four to choose from, including an HSA plan and our new virtual primary care plan. Robert’s premiums will be low, but he will pay for most routine care himself.

him-persona-anna

Busy, Always on the Go

  • As a working mom with kids in school, sports, and other activities, convenience is important to Anna. Being able to see a doctor and primary care and mental health providers online, day or night, with zero co-pay*, is exactly what Anna and her family need.

  • Our new Virtual Now Bronze plan sounds like a great fit for Anna. It offers unlimited online visits for zero co-pay via phone, computer, or mobile app. Anna can speak with a pediatrician, quickly renew prescriptions, and even see a specialist any time of day or night, either at home or on the go.

*Services provided by Doctor on Demand are provided at no charge.

him-persona-anna

Busy, Always on the Go

  • As a working mom with kids in school, sports, and other activities, convenience is important to Anna. Being able to see a doctor and primary care and mental health providers online, day or night, with zero co-pay*, is exactly what Anna and her family need.

  • Our new Virtual Now Bronze plan sounds like a great fit for Anna. It offers unlimited online visits for zero co-pay via phone, computer, or mobile app. Anna can speak with a pediatrician, quickly renew prescriptions, and even see a specialist any time of day or night, either at home or on the go.

Community Silver Plans

  • Silver plans have mid-range premiums.
  • Silver plans have mid-range out-of-pocket costs.
  • On average, the insurance company pays 70%. You pay 30%.
  • “The comprehensive plan balanced with affordability.”
African American woman with short hair wearing a blue shirt

Chronic Health Condition

  • Delia has diabetes. It is currently under control, but she needs to see doctors and specialists several times a year to keep it that way. Delia is willing to pay a little more in premiums for lower deductible.

  • Our Advance Preferred Silver looks like a good option. As with most of our Silver plans, there’s no deductible for primary care, specialists, urgent care, and generic drugs.

African American woman with short hair wearing a blue shirt

Chronic Health Condition

  • Delia has diabetes. It is currently under control, but she needs to see doctors and specialists several times a year to keep it that way. Delia is willing to pay a little more in premiums for lower deductible.

  • Our Advance Preferred Silver looks like a good option. As with most of our Silver plans, there’s no deductible for primary care, specialists, urgent care, and generic drugs.

Family of four laughing on the couch

Family of Four

  • The Brewer family has active kids and an adventurous spouse. They can probably expect to see the doctor several times a year. They are willing to pay a little more in premiums for lower out of pocket costs.

  • Our new Standard Preferred Silver plan might fit the bill if the Brewer’s don’t expect to have major medical expenses. Plus, there is no deductible for services such as primary care, urgent care, and generic drugs.

Family of four laughing on the couch

Family of Four

  • The Brewer family has active kids and an adventurous spouse. They can probably expect to see the doctor several times a year. They are willing to pay a little more in premiums for lower out of pocket costs.

  • Our new Standard Preferred Silver plan might fit the bill if the Brewer’s don’t expect to have major medical expenses. Plus, there is no deductible for services such as primary care, urgent care, and generic drugs.

Smiling couple at the park

Extra Savings

  • Beth and Martin’s income qualifies them for extra savings known as “cost-sharing reductions.” This will help them save money a second way: by paying less out of pocket each time they get medical services. These extra cost-sharing reductions are only available with Silver plans.

  • Beth and Martin might want to consider our new Advance Silver 13 or Standard Silver 12 plan, an affordable, high-quality option for Members who qualify for extra savings.

Smiling couple at the park

Extra Savings

  • Beth and Martin’s income qualifies them for extra savings known as “cost-sharing reductions.” This will help them save money a second way: by paying less out of pocket each time they get medical services. These extra cost-sharing reductions are only available with Silver plans.

  • Beth and Martin might want to consider our new Advance Silver 13 or Standard Silver 12 plan, an affordable, high-quality option for Members who qualify for extra savings.

Community Gold Plans

  • Gold plans have the highest premiums.
  • Gold plans have lower out-of-pocket costs.
  • On average, the insurance company pays 80%. You pay 20%.
  • “Get this plan if your doctor knows you better than your spouse.”
Couple in their 50s

Multiple Health Issues

  • Sheila’s COPD and Tomás’ heart disease require a lot of care and prescriptions each year. For them, it’s well worth paying higher premiums to keep their out-of-pocket costs down.

  • With our Enhanced Gold plan, our most comprehensive option, they would pay a modest co-pay for office visits to primary care, specialists, urgent care, and for generic drugs.

Couple in their 50s

Multiple Health Issues

  • Sheila’s COPD and Tomás’ heart disease require a lot of care and prescriptions each year. For them, it’s well worth paying higher premiums to keep their out-of-pocket costs down.

  • With our Enhanced Gold plan, our most comprehensive option, they would pay a modest co-pay for office visits to primary care, specialists, urgent care, and for generic drugs.

African American woman with long hair

Small Business Employer

  • Monique runs a small business. She wants to offer and take advantage of an affordable plan that can work with a health savings account.

  • With its extremely low deductible and copays like $20 for primary care, and $5 generic drugs, our new Elite HSA Gold plan is a great option.

African American woman with long hair

Small Business Employer

  • Monique runs a small business. She wants to offer and take advantage of an affordable plan that can work with a health savings account.

  • With its extremely low deductible and copays like $20 for primary care, and $5 generic drugs, our new Elite HSA Gold plan is a great option.

Which Off-Exchange plan is right for you?

Elite Gold 001

  • This plan is best suited for individuals, families, and business owners who want a comprehensive plan with no annual deductible

Elite HSA Gold 14

  • This plan is best suited for individuals, families, and business owners who want a comprehensive, low-deductible plan that can work with a health savings account.

Local and Neighborly

What does it mean when we say we are local? It means that our service area is 20 counties in the Greater Houston and Beaumont areas. It means that our Providers and facilities are near to you. That’s why we partner with about 7,500 Providers across 20 counties in Southeast Texas, including doctors and clinics at integrated-care organizations. The doctors and facilities and specialists that you see in your times of need are nearby and neighborly.

Why Choose Community?

As a local nonprofit health plan, Community Health Choice gives you plenty of reasons to join our Community. From the benefits and special programs we offer to the way our Member Services team helps you make the most of them, Community is always working life forward for you and your family.

“I always tell people to choose Community Health Choice. I tell them it’s the best health insurance they will ever be with.”

– Chandolyn
Member of Community Health Choice